The 401(k) Investment Policy Statement: Your Blueprint for Prudent Plan Governance
A 401(k) Investment Policy Statement (IPS) ensures ERISA compliance, guides fiduciaries in prudent plan governance, defines investment criteria, mandates monitoring, and supports audit readiness.
ERISA Compliance Challenges Plan Sponsors Must Fix Before They Become Liabilities
Plan sponsors must address ERISA compliance gaps—like late deferrals, service provider oversight, audit readiness, cybersecurity, and document updates—to avoid liabilities and protect participants.
