Trusted ERISA Experts — Protecting Your Business Since 1997

At Admin316, we empower businesses like yours to navigate complex regulatory landscapes with confidence. Since 1997, our team of Independent Fiduciaries and ERISA Consultants has been a trusted partner to organizations across the United States, delivering unmatched expertise to help you stay fully compliant with the Employee Retirement Income Security Act (ERISA).

Whether you sponsor retirement plans (such as 401(k), defined benefit, and profit-sharing plans), we offer specialized, comprehensive services that safeguard your fiduciary responsibilities — reducing risk, streamlining plan management, and protecting both your organization and your participants.

What Sets Admin316 Apart?

Unparalleled Experience: Over 25 years of ERISA-focused consulting and fiduciary services.
Full-Spectrum Expertise: From fiduciary oversight to plan governance, compliance reviews, and corrective actions — we manage it all.
Independent & Objective: As independent fiduciaries, we prioritize your plan participants’ best interests with no conflicts of interest.
Nationwide Reach, Personalized Service: Whether you’re a small business or a large enterprise, we deliver tailored strategies and hands-on support that meet your unique needs.

Partner with Admin316 and gain peace of mind knowing your plans are in expert hands.

Our Proven Approach

Streamline Compliance. Minimize Risk. Empower Your Plan.

Navigating the complexities of retirement plan compliance isn’t just a responsibility — it’s a cornerstone of safeguarding your organization and your participants.
At Admin316, we make this process seamless by offering expert outsourcing solutions that lift the burden from your team and protect your plan with precision.

Our comprehensive, technology-driven approach automates critical tasks such as:

Preparation of Government Filings: Including Form 5500 and all related disclosures.
Generation of Legally Required Plan Documents
Accurate and Efficient Data Collection and Reporting

By leveraging our innovative tools and deep ERISA expertise, you can stay confidently ahead of ever-changing regulatory requirements — with less stress and more security.

Our Services-Expertise That Protects and Empowers

ERISA Section 402(a) Named Fiduciary

A 402(a) Named Fiduciary is designated in the plan document as having the overall authority to control and manage the operation and administration of the plan. Most commonly, the Named Fiduciary is the ERISA section 3(16) Administrator.

ERISA Section 3(16) Administrator

A 3(16) Administrator is the person or entity “so designated” in the plan document. The employer is the default Plan Administrator if none is designated. The Plan Administrator is basically responsible for any fiduciary responsibility not assumed by the ERISA section 403(a) Trustee.

ERISA Section 3(38) Investment Fiduciary

A 3(38) Investment Manager is a fiduciary under ERISA, responsible for selecting, managing, monitoring, and benchmarking a retirement plan's investments. In some plans, they also have discretionary authority to direct fund investments, except in participant-directed plans.

Your Trusted Partner in Plan Administration and Fiduciary Oversight

At Admin316, we are proud to be recognized as one of the nation’s leading teams in retirement plan administration and fiduciary services. With decades of specialized experience, we stand alongside organizations like yours as a trusted, knowledgeable partner — ensuring your retirement plans are managed with precision, integrity, and full regulatory compliance.

As the named Trustee for your Retirement Plan, we take on a critical role: safeguarding the fiduciary integrity of your plan and ensuring that all responsibilities are executed with the highest standard of care. Every qualified retirement plan must have at least one designated trustee — and with Admin316, you can be confident that this responsibility is in expert hands.

Our Mission — Safeguarding Plans. Empowering Organizations.
Serving with Integrity.

At Admin316, our mission is simple and unwavering: to protect and strengthen the retirement plans entrusted to us — and to empower the organizations and participants who rely on them. We are driven by a deep commitment to fiduciary excellence, regulatory compliance, and the highest standards of professionalism. Every strategy we design, every plan we administer, and every service we deliver is guided by one clear purpose: to ensure your organization’s retirement plan operates with integrity, clarity, and confidence.

We exist to be your trusted partner — offering expert guidance, independent fiduciary oversight, and innovative solutions that reduce risk, simplify administration, and safeguard the long-term well-being of your plan participants.With Admin316, you gain more than a service provider — you gain an advocate dedicated to protecting what matters most. Partner with us — and gain a fiduciary ally committed to protecting your plan and your people.

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Frequently Asked Questions — Clarity You Can Count On

At Admin316, we believe that understanding your fiduciary landscape is the first step toward protecting your organization and empowering your retirement plan. Here, we answer some of the most common questions we hear from plan sponsors — helping you make informed decisions with confidence.

How can a retirement plan fiduciary help minimize liability for plan sponsors?

A qualified fiduciary—particularly an appointed 3(16) fiduciary—assumes critical administrative responsibilities on behalf of the plan sponsor. This includes ensuring full ERISA compliance, filing all required government forms accurately and on time, and overseeing daily plan operations. By delegating these high-risk tasks to an expert fiduciary, plan sponsors dramatically reduce their exposure to liability, freeing them to focus on running their business with peace of mind.

What role does a fiduciary financial planner play in managing a retirement plan, particularly in collaboration with a retirement plan administrator?

A fiduciary financial planner provides expert guidance on plan investments and participant outcomes, ensuring all investment decisions are made in the best interests of plan participants. When working alongside a retirement plan administrator like Admin316, the financial planner focuses on investment strategies while we handle the day-to-day plan administration and compliance. Together, this collaboration ensures both investment integrity and administrative precision—creating a fully supported, compliant retirement plan.

What are the benefits of utilizing a 3(16) fiduciary for retirement plan administration?

Engaging a 3(16) fiduciary offers substantial advantages:

Reduces plan sponsor fiduciary liability
Shifts administrative burdens to an expert fiduciary
Ensures timely, accurate compliance with ERISA and IRS requirements
Minimizes risk of costly errors or penalties
Provides expert oversight of plan operations and documentation

Ultimately, a 3(16) fiduciary enhances efficiency, lowers risk, and allows plan sponsors to operate with clarity and confidence.

How does fiduciary wealth management, led by a fiduciary financial planner, differ from traditional retirement plan administration?

Fiduciary wealth management goes beyond basic administration by combining investment advisory expertise with fiduciary oversight. While traditional plan administration focuses on compliance, filings, and recordkeeping, fiduciary wealth management ensures investment strategies align with participant interests and regulatory standards. When paired with Admin3(16)’s expert plan administration, this dual approach creates a comprehensive solution — balancing both investment performance and administrative excellence.