Pooled Employer Plan 401(k): What Sponsors Check Before Moving Into a PEP
November 6, 2026
A pooled employer plan can lighten your administrative load, but joining one does not erase your fiduciary duties. Here is what sponsors check before they sign.
401(k) Compensation Definition Error: How Sponsors Fix Bonuses Left Out of Deferrals
November 5, 2026
When payroll leaves bonuses out of 401(k) deferrals, the plan document usually says they should have been included. Here is how sponsors find the gap, measure the harm, and correct it.
401(k) Match True-Up Error: How Sponsors Find and Fix a Wrong Employer Match Before Year-End
November 4, 2026
A wrong employer match is a fiduciary operations failure, not a payroll typo. Here is how sponsors find a match true-up error, reconcile it to the plan document, and correct it before the plan year closes.
Asset Sale 401(k): What Sponsors Decide Before Closing When the Company Sells Assets, Not Stock
October 30, 2026
In an asset sale, the buyer takes the business assets and the seller usually keeps the 401(k). Here is what sponsors must decide, document and communicate before closing.
401(k) Missed Enrollment Correction: How Sponsors Make Up a Lost Deferral Opportunity
October 29, 2026
When an eligible employee is left out of the plan, the fix is a fiduciary process, not a payroll tweak. Here is how sponsors identify the error, measure the lost opportunity, and document the correction.
401(k) missed loan payments: What Sponsors Do When Payroll Stops Withholding
October 28, 2026
Restarting a loan deduction does not resolve the payments payroll skipped. Here is how employer plan sponsors trace the failure, coordinate the right correction, and verify that repayments reach the participant’s loan account.
Roth catch-up payroll: What Sponsors Confirm Before the First Run
October 27, 2026
A payroll setting is not proof that Roth catch-up contributions will reach the right accounts. Use this first-run acceptance checklist to verify the handoffs and document who approves release.
SECURE 2.0 Plan Document Failure: How Sponsors Fix It Under EPCRS
October 26, 2026
When a 401(k) plan missed a SECURE 2.0 amendment or operated a feature before the document allowed it, the fix runs through EPCRS. Here is what sponsors decide, document and correct.
SECURE 2.0 Plan Amendment Deadline: What Sponsors Do When the Plan Document Falls Behind
October 25, 2026
When a SECURE 2.0 plan amendment is missed, or a feature is run before the document allows it, the plan has a document failure. Here is how sponsors sequence the fix under EPCRS.
QDIA Change: What 401(k) Sponsors Must Do When the Default Fund Changes
October 24, 2026
When a recordkeeper or committee swaps the default investment, the sponsor owns the notice, the review and the paper trail. Here is the sponsor-side playbook for a QDIA change.
