401(k) Fee Disclosure Requirements: A Practical Guide for Plan Sponsors and Fiduciaries

This guide outlines 401(k) fee disclosure rules under ERISA 404a-5 and 408(b)(2), emphasizing compliance, fiduciary duties, fee benchmarking, and how Admin316’s 3(16) services reduce fiduciary risk and ensure regulatory adherence.
ERISA Compliance Challenges Plan Sponsors Must Fix Before They Become Liabilities

Plan sponsors must address ERISA compliance gaps—like late deferrals, service provider oversight, audit readiness, cybersecurity, and document updates—to avoid liabilities and protect participants.

