Top 10 401(k) Contribution Strategy Tips For Maximum Savings
Most people save around 8% of their paycheck into their 401(k), and honestly, that’s just not enough for most of us. The 2023 EBRI Retirement Confidence Survey backs this up too. Workers saving 15% or more of their salary were almost three times as likely to feel confident about retiring comfortably, compared to people saving […]
The 401(k) Investment Policy Statement: Your Blueprint for Prudent Plan Governance
A 401(k) Investment Policy Statement (IPS) ensures ERISA compliance, guides fiduciaries in prudent plan governance, defines investment criteria, mandates monitoring, and supports audit readiness.
401(k) Fee Disclosure Requirements: A Practical Guide for Plan Sponsors and Fiduciaries
This guide outlines 401(k) fee disclosure rules under ERISA 404a-5 and 408(b)(2), emphasizing compliance, fiduciary duties, fee benchmarking, and how Admin316’s 3(16) services reduce fiduciary risk and ensure regulatory adherence.
ERISA Compliance Checklist: A Practical Guide for Plan Sponsors and HR Leaders
This guide outlines key ERISA compliance tasks, fiduciary duties, and risk management for plan sponsors. Admin316 offers independent 3(16) fiduciary services, ensuring timely filings, fee oversight, and compliance reviews to reduce liability.
401(k) Fiduciary Responsibilities: How a 3(16) Partner Reduces Risk
This guide explains 401(k) fiduciary duties, common compliance risks, and how partnering with a 3(16) fiduciary like Admin316 reduces liability, ensures ERISA compliance, and streamlines plan management.
Fiduciary Risk 101 for Small and Mid-Sized Employers
Small and mid-sized employers face fiduciary risks managing retirement plans under ERISA. Admin316’s independent 3(16) services reduce liability, ensure compliance, enhance governance, and protect plan security.
