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401(k) & ERISA Insights for Employers

Stay current on fiduciary best practices, retirement plan compliance, and ERISA developments, practical insights written for plan sponsors and HR professionals.

Trusted by Plan Sponsors Across the United States
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See Our Expert ERISA Insights

Actionable guidance on fiduciary compliance, retirement plan administration, and ERISA best practices, written by Admin316’s team of independent fiduciary experts.

401(k) Eligibility & Entry Dates: Where Employers Get Tripped Up
14Aug

401(k) Eligibility & Entry Dates: Where Employers Get Tripped Up

Eligibility and entry dates are where employer 401(k) errors start. Here is how sponsors read the plan document, track service correctly, and fix improper exclusions.

Not All 3(16) Providers Are the Same: 401(k) Administration With Payroll, Compliance and TPA Support
13Aug

Not All 3(16) Providers Are the Same: 401(k) Administration With Payroll, Compliance and TPA Support

Two vendors can both call themselves 3(16) and leave you with very different liability. Here is how plan sponsors compare 3(16) providers on scope, payroll integration, compliance support and the 402(a) appointment.

Automatic Enrollment Notices: What Plan Sponsors Must Send and When
12Aug

Automatic Enrollment Notices: What Plan Sponsors Must Send and When

Automatic enrollment notices are one of the easiest ERISA requirements to satisfy and one of the most commonly botched. Here is what employers must send, to whom, and when.

Late Deferral Deposits: How Employers Correct the Most Common ERISA Error
11Aug

Late Deferral Deposits: How Employers Correct the Most Common ERISA Error

Late deferral deposits are the error the DOL sees most often from plan sponsors. Here’s how employers detect, correct, and prevent them.

Texas Employers and 401(k) Administration: What Plan Sponsors Need to Know
10Aug

Texas Employers and 401(k) Administration: What Plan Sponsors Need to Know

Texas 401(k) administration runs on federal ERISA rules, but Texas employers still face state-specific practicalities: payroll timing, multi-site workforces, and no state-run retirement mandate. Here’s what sponsors must own and what can be delegated.

401(k) Plan Audit Readiness: The Employer’s Document Checklist
09Aug

401(k) Plan Audit Readiness: The Employer’s Document Checklist

The documents your independent auditor will ask for, why each one exists, and how plan sponsors keep audit readiness a year-round habit instead of a spring fire drill.

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