- ERISA Section 3(16) Plan Administrator
3(16) Plan Administration Services
Admin316 assumes full administrative fiduciary responsibility for your retirement plan, so your team is no longer personally exposed to the daily compliance burden that comes with sponsoring an ERISA plan.
We Work Alongside Leading Recordkeepers & Plan Providers
Most Employers Unknowingly Retain Significant Fiduciary Responsibility
When a business sponsors a retirement plan, it becomes a fiduciary under ERISA, whether it realizes it or not. That means your organization is legally responsible for plan administration, participant notices, government filings, corrections, and compliance oversight. Most employers are not equipped to manage these obligations properly, and the consequences include IRS penalties, DOL audits, participant lawsuits, and personal liability for business owners and HR teams.
IRS Penalties & DOL Audits
- Risk
- Exposure
Personal Liability for Business Owners
- ERISA
- Accountability
Participant Lawsuits & Claims
- Protection
- Compliance
Admin316 Assumes the Administrative Responsibility You Shouldn't Be Carrying Alone
As your ERISA Section 3(16) Plan Administrator, Admin316 steps in and assumes specific administrative fiduciary responsibilities under your plan document. We take over the day-to-day operational burden, handling compliance, filings, participant communications, and plan corrections, so your business owners, HR team, and advisors can focus on what they do best. We work alongside your existing recordkeeper and advisor without disrupting those relationships.
Day-to-Day Plan Operations
- Administration
- Oversight
Participant Communications & Notices
- ERISA
- Compliance
Works Alongside Your Existing Team
- Advisor
- Recordkeeper
Responsibilities We Handle on Your Behalf
When Admin316 serves as your 3(16) Plan Administrator, these responsibilities are completely removed from your plate, handled by our team with precision, accountability, and full ERISA compliance every single day.
Participant Notices & Form 5500 Oversight
- Filings
- Compliance
Eligibility · Loans · Distributions · Contributions
- Monitoring
- Approvals
Compliance Coordination Year-Round
- Testing
- Corrections
7 Responsibilities Admin316 Handles For You
When Admin316 serves as your 3(16) Plan Administrator, these responsibilities are removed from your plate entirely.
- Benefits
What You Gain When Admin316 Takes Over
By transferring 3(16) administrative fiduciary responsibility to Admin316, your organization gains expert protection, operational relief, and a clear governance structure, without disrupting a single existing relationship.
We Reduce Your Liability
By assuming fiduciary responsibility under ERISA Section 3(16) and 402(a), we takes on the legal accountability that would otherwise rest on your shoulders as the plan sponsor.
We Don't Disrupt What's Works
We work with your existing advisor, recordkeeper, payroll company, and CPA, enhancing compliance without replacing the relationships you trust.
We Are Proactive, Not Reactive
We monitor regulatory changes, manage filings, and review compliance on an ongoing basis, keeping your plan ahead of IRS and DOL requirements before problems arise.
We Are Fully Independent
We sell no investments, earn no commissions, and profit from no plan decisions. Our only obligation is to your plan and its our participants.
- Worked With 100+ Clients
- Industry Expert
- Trusted Advisors
Archer Merrick
Plan Sponsor · Manufacturing Company, Texas
Super Experience *
Admin316 took over our 401(k) administration and immediately brought compliance and confidence we hadn't felt in years. Their expertise is unmatched.
"The benchmarking review identified excessive fees we didn't know we were paying. The savings and peace of mind were immediate."
