Hybrid Pension Plans: What They Are, Pros, Cons & Examples
A hybrid pension plan is an employer-sponsored retirement program that blends a traditional defined benefit pension with a defined contribution […]
338 Investment Fiduciary
Employee Retirement Benefits: What They Are & How They Work
Employee retirement benefits are employer- or government-sponsored programs designed to replace a worker’s paycheck once the paychecks stop—think 401(k)s, pensions,
How to Optimize Your Nearing Retirement Asset Allocation
Your asset allocation during the final stretch before retirement—roughly the last five to ten years—acts as the bridge between decades
Qualified Default Investment Alternative (QDIA) Explained
Open a 401(k) statement and you’ll spot a line item named “Target Date 2055 Fund” or “Balanced Fund” even if
401(k) Qualified Plan: IRS Rules, Benefits & How to Comply
A 401(k) qualified plan is an employer-sponsored retirement program that meets the Internal Revenue Code and ERISA requirements, unlocking tax-deferred
Plan Administrator for Health Insurance: Definition & Duties
A plan administrator for health insurance is the person or entity legally on the hook for operating an employer’s group
Understanding the Key Differences Between 401(h) and Traditional 401(k) Plans
When it comes to securing your employees’ financial futures, the landscape of retirement savings plans can seem complex. While the
Minimize Your Tax Bill: Tax Strategies For 401k Withdrawals
Managing taxes on 401(k) withdrawals can be one of the most consequential decisions for both plan sponsors and retirees. A
10 Practical 401k Management Tips For Plan Sponsors And HR
Navigating the web of ERISA regulations and IRS requirements for a 401(k) plan can feel like performing a high-stakes balancing
A Guide to Setting Up a 401(h) Retirement Plan
In today’s competitive talent landscape, a comprehensive benefits package is no longer just a perk – it’s a strategic imperative
