Qualified Default Investment Alternative (QDIA) Explained
Open a 401(k) statement and you’ll spot a line item named “Target Date 2055 Fund” or “Balanced Fund” even if […]
316 Fiduciary Service
401(k) Qualified Plan: IRS Rules, Benefits & How to Comply
A 401(k) qualified plan is an employer-sponsored retirement program that meets the Internal Revenue Code and ERISA requirements, unlocking tax-deferred
Plan Administrator for Health Insurance: Definition & Duties
A plan administrator for health insurance is the person or entity legally on the hook for operating an employer’s group
The 316 Fiduciary and Non-Qualified Deferred Compensation Plans
I. Beyond the 401k – Navigating Executive Compensation When we typically discuss retirement plans, the 401k often dominates the conversation,
316 Fiduciary and the Evolving Landscape of Participant Communications
In today’s dynamic retirement landscape, effective communication with 401k participants is more critical than ever, moving beyond mere compliance to
From Reactive to Predictive: The Evolution of 316 Fiduciary Services
The landscape of retirement plan management is continuously evolving, with increasing complexity and regulatory scrutiny. For plan sponsors, ensuring compliance
The 316 Fiduciary’s Role in Guiding Plan Sponsors on Automatic Portability
I. The Challenge of Small Balances in Retirement Plans In the dynamic and ever-shifting landscape of retirement plans, a persistent
The 316 Fiduciary’s Role in Managing Collective Investment Trusts (CITs) for 401k Plans
I. Introduction: The Evolving Investment Landscape of Retirement Plans For decades, the investment menus within 401k plans have been largely
The 316 Fiduciary’s Role in Document Management – From Paper to Precision
For decades, the very notion of retirement plan administration was synonymous with towering mountains of paper: meticulously filed plan documents,
The Digital Shield: Cybersecurity Insurance for 316 Fiduciaries – A Must-Have in the Digital Age
In today’s hyper-connected world, data has unequivocally become the new currency, and cyber threats, unfortunately, are the relentless predators seeking
